Students are going more into debt every year with student loans.  Tuition rates have skyrocketed over the years.  Many students graduate with a pile of debt that they will struggle for years to...

When you owe too much to your creditors, debt consolidation is an option for managing your debts.  Debt consolidation is using new debt to pay off old/existing debt.  If done correctly, debt...

Let’s face it, creditors don’t want to lose money because they are in the business of making money. If you are struggling to pay off your debt, even after cutting expenses, living on a...

A budget is just a written plan of how you plan to spend your money every month, which will allow you to contribute money to savings and retirement. A good budget will help you live within your...

Let’s face it, America and Americans are in serious debt. We live on credit. The country lives on credit. We live on the money we don’t have. Drive-by a fancy house with a fancy car...

Below are additional resources to help you with your personal loans: Home Loans HUD (U.S. Department of Housing and Urban Development) - Created in 1965, HUD is a United States...