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Lexington Law Offering Free Credit Repair eBook

Lexington Law is offering a free eBook titled, “Credit Revolution- Path of the Smart Consumer“.  The eBook offers numerous tips for dealing with creditors with real life stories and free consultation. The eBook is written by three heavy-hitters in the Credit Repair field with over 40 years of combined experience. The eBook pulls back the […]

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Repairing Your Credit

July 26, 2008 | Credit Repair | No Comments

According to the Federal Fair Credit Reporting Act (FCRA), credit bureaus must investigate and verify, upon request, the completeness and accuracy of information on your credit reports. The FCRA provides consumers the legal right to dispute inaccurate, incorrect, or misleading information on their credit reports.

Credit bureaus are given 30-45 days to investigate a credit dispute. If the bureaus determine they’ve been reporting inaccurate information, or if they are unable to verify the item, they either correct or remove the item in dispute. The bureaus then supply the consumer (you) with updated account information, usually in the form of new credit reports.

There are companies that will help you navigate the laws in order to increase your credit score. Credit repair companies will complete the necessary paper work to report information that is inaccurate with the goal of having it removed. Removing negative information can increase your credit score significantly.

There are a few services online that you can use to repair your credit. Below we have listed a few of them.

Ovation offers a personalized and proven credit repair program that will get you results. You can sign up online which only take a few minutes. Ovation can help remove or improve questionable items on credit reports which includes late payments, collections, charge offs, bankruptcies, inquiries, judgments, liens, repossessions, foreclosures, identity theft, fraud, and incorrect personal information.

Lexington Law is a law firm that has been around for 17 years that specializes in credit repair. They has served thousands of clients since 1991. Lexington Law works closely with credit bureaus and creditors to help clients clean up their credit. The process is simple; you give Lexington Law all the information they need, you then sit back and relax and they will go to work for you.

Veracity helps consumers decipher credit reports and choose which information should be disputed. Veracity’s specialists have analyzed thousands of reports, and they can quickly help you identify areas of potential concern. Whether you’re dealing with duplicate information, paid accounts that still show as unpaid or a collection account that keeps “resetting” the date of last activity. Correcting such problems can increase your credit score dramatically.

Get a Personal Loan via the Internet

July 26, 2008 | Personal Loans | No Comments

If you are tight on cash and even if you have bad credit, you can get cash fast for emergencies. There are numerous payday services online and at your usual brick and mortar stores. However, the Internet allows you to quickly and easily shop around for the best deal.

Payday loans, also called “payday advances”, “cash advances”,” instant cash loans”, “payroll advances” or “paycheck loans” are short-term loans that can be taken against your future paychecks.

Most online cash advance loans require no faxing. Most require just filling out an online application for instant pre-approval. Most will deposit the money into your bank account the next day. But remember, these companies are in the business of making money. When your loan payment is due, a finance charge will be automatically debited from your checking account unless other payment arrangements have been made.

It’s imperative that you consider these loans to be short-term. The faster you pay them back, the fewer fees you will be charged. Consider these loans only for short term debt problems. If you will not be able to pay them back quickly, you may want to first consider borrowing money from family or friends. If that’s not an option then payday loans may work for you.

Below we have listed several reputable payday loan services to consider:

Paychecktoday.com requires no faxing to apply and a decision is made within 30 seconds of submitting your application. Loans are not available to residents of Georgia, Kansas and West Virgina. If you are approved for a loan, the money will be deposited into your registered bank checking account the next business day. This assumes the transaction was completed during before the close of business that day.

 

OnlineCash911.com takes your information and sends it to several loan lender for review for approval or denial of requested loans. OnlineCash911 payday loan service increases your chances of getting instant. Instead of visiting multiple payday loan websites, you can use this service to apply to multiple companies at once.

Compare Insurance Quotes

July 26, 2008 | Insurance | 1 Comment

You can lower your insurance by comparison shopping! Enter your zip code below to get a list of insurance providers in your area, then comparison shop. More than likely, you will receive a lower quote than what you are currently paying!

 

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