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Featured Article Citi Homeowner Unemployment Assist ProgramCiti has released an informational video called “Facing Foreclosure” showcasing how Citi is working with outreach programs across the country to help stem the tide of foreclosure and keep people in their homes. Video: Facing Foreclosure by Citi Citi has also announced the “Homeowner Unemployment Assist” program, which is the latest program offered under Citi [...] |
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Royal Banks of Missouri Offering 4.30% APY
Royal Banks of Missouri is offering 4.30% Annual Percentage Yield (APY) earned on daily collected balances up to $24,999. Of course there is a catch.
You will have to complete 10 Point of Sale Debit Card Transactions, 1 Direct Deposit and/or ACH Debit/Credit and receive your statements via e-mail each statement cycle. There is a $100.00 minimum to open an account; however, there is no minimum balance once opened and no monthly service fee.
If you meet the stated requirements each statement cycle, you will be refunded up to $25.00 in Foreign ATM service charges at the end of the current statement cycle. If you fail to meet the above requirements, all Foreign ATM fees incurred will not be refunded.
The 4.30% APY will be paid on balances up to $24,999. For balances over $25,000, a rate of 1.40% APY will be applied to the portion of the balance that exceeds $25,000. In addition, if you fail to meet the above requirements, the interest rate will drop to .15% APY for the current statement cycle.
For more information visit RoyalBanksofMO.com.
Your Employer May Profit from Your Death
Did you know your employer could take out a life insurance policy on you without you knowledge or consent? The practice is called “Dead Peasant Insurance” where secret life insurance policies are taken out for low-level employees with the benefits paid to the company upon the employee’s death, regardless if they still work for the company. The practice was highlighted in Michael Moore’s recent movie, “Capitalism, A Love Story”. The video below is a report from ABC News regarding this practice.
Video: ABC News on “Dead Peasant Insurance”
Marc Dreier’s $400 Million Ponzi Scheme
Below is a very interesting interview by 60 Minutes with Marc Dreier who ran a $400 million Ponzi scheme. Mr. Dreier was a respected, Yale and Harvard educated lawyer who ran a big Park Avenue law firm. He was initially arrested in Toronto for impersonating an officer in a pension fund to get a loan from a hedge fund when his scheme began to unravel.
Mr. Dreier is currently doing 20 years in prison. It’s amazing that he could get away with his scheme for so long and that people were willing to lend him hundreds of millions of dollars without ensuring he was legit and capable of paying the money back.
Video: Marc Dreier’s $400M Ponzi Scheme
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Monitor Who’s Talking About You with Google Alerts
Google has a neat service called Google Alerts which alerts you by e-mail when information is posted on the Internet with search terms you want to track, like your name. You can also monitor news stories, companies, competitors, celebrities, events, sport teams, etc.
To create a Google Alert you enter your search terms, the type of web sites you want to track (news, blog, web, comprehensive, and video, group), how often you want an alert e-mailed to you (as it happens, once per day, once per week) and your e-mail address to deliver the alert.
Below are screen shots of Google Alerts setup screen and a sample email.
Google Alerts Setup Screen Shot
Google Alerts Email Screen Shot
For more information and to setup Google Alerts visit google.com/alerts.
Microsoft’s Project Natal for the XBox 360 is Amazing
When I first saw the video below I was blown away. Technology is advancing so rapidly it’s absolutely amazing. The video below highlights Microsoft’s Project Natal, a revolutionary new way to play video games for the Xbox 360 with no controller.
Project Natal is the future of playing video games, which is similar to the existing Nintendo Wii but way more advanced and requires no controller. You will be able to play games where you can kick, hit, catch or trap things with voice recognition and even scan objects into the game. This may definitely be a Nintendo Wii killer app.
Before Natal is launched, Microsoft announced it would add ways for players to connect with Facebook, Twitter and other social networks via the Xbox this fall. Way to go Microsoft!
Video: Project Natal Xbox 360
Microsoft has not announced any release date or price, however, development kits have been sent to partnering studios. So it seems Project Natal is still a work in process. For more information about Project Natal visit xbox.com/projectnatal.
The Many Features of Google Search
Most people don’t realize the power behind Google Search. You can search for weather, stock quotes, sports scores, unit conversion, shipping tracking numbers, movie times, patents and much more. Below are various search features for you to check out. You can click on the search button to see the examples in action.
Weather
Stock Quotes
Local Search
Fill in the Blank
Strategy for Getting Rid of Boredom While Exercising
Like many people, at times I find exercising boring. Over the years there were times I’ll exercise frequently, allowing me to get in shape only to then fall off because of the monotony and boredom. In doing cardio, I often try to read a magazine and listen to music while on the treadmill, stationary bicycle or elliptical.
My wife over a year ago purchased an elliptical trainer and recently I started using it to get back in shape. However, the first few times I used it, after a few minutes I was bored. I tried listening to music and reading magazines to no avail. I hate watching the clock while I exercise because a half hour will seem like an hour.
Fuel Fitness FE44 18-Inch Elliptical Trainer
I then read an article about an Internet Marketer who attached her laptop to her treadmill and worked / surfaced the Web while exercising. I thought that was a great idea. She claimed she lost considerable weight doing this. She slowly walks while working and the weight slowly dropped off over several months.
I attached my laptop to the elliptical with a belt and decided to give it a try. Now a half hour seems like 10 minutes when I’m on the elliptical while using my laptop and the Internet. Sometimes I watch videos/movies, listen to music, check e-mail, send e-mails and work on projects. Doing this totally distracts me from the time on the elliptical and the time really flies by. I try to do at least 30 minutes, but I usually do 45 minutes to 1 hour because the time goes by so quickly.
Ingenious Attachment Of Laptop To Elliptical
Me On the Elliptical While Working/Surfacing the Web
My Setup
The elliptical I use is the “Fuel Fitness FE44 18-Inch Elliptical Trainer”. You can see a review of it here written by my wife.
If you are interested in a much better way to secure your laptop to your elliptical, stationary bike or treadmill then checkout SurfShelf.com. See video below.
For more information visit SurfShelf.com.
