Get $50 Cashback Bonus | Lending Club vs. Prosper Free Report                         

Loan Calculator | Mortgage Rates

About Me | Contact Me | My Ramblings  

-

Save Money Articles

Save Money with Government Auctions

November 7, 2011 | Save Money | No Comments

Almost everyday the U.S. government confiscates a ton of assets from businesses and individuals  for a variety of reasons and sells these assets online and via auctions.  You can locate online these auctions or find listings for live auctions at GovSales.gov. The online auctions allow bidding on items over a period of time, normally 7 days. The GovSales.gov web site also advertises when live auctions take place across the country. Live auctions are regularly scheduled and are open to the public.

You can find the following items for sale by the U.S. government:

  • Houses
  • Buildings and Land
  • Farms
  • International Real Estate
  • Liquidations
  • Vehicles and Parts
  • Aviation and Marine
  • Computers
  • Electronics
  • Compunctions Equipment
  • Office Equipment
  • Medical and Dental Devices
  • Industrial Equipment
  • Clothing and Personal Items
  • Household Goods
  • Jewelry and Collectibles
  • Sporting Goods
  • Books and Music

 

Below is a brief video: Introduction to GovSales.gov

For more information visit GovSales.gov

Shop Around for Medical Procedures with PriceDoc.com

November 7, 2011 | Healthcare | Save Money | No Comments

If you need to have a medical, vision or dental procedure it’s always a good idea to shop around because we all know healthcare is very expensive.  One service that makes this easy is PriceDoc.com.   PriceDoc.com is an online marketplace that connects consumers with healthcare providers. 

PriceDoc.com allows consumers to easily compare and negotiate pricing for medical, dental and vision procedures in a specified location in the United Sates while providers benefit from getting new patients who are willing to pay directly, out of pocket to the provider for their services. 

Procedures listed on the PriceDoc.com include the following:

  • Dental (teeth cleaning, crowns, fillings, braces, whitening, etc.)
  • Common and preventative medical procedures (physicals, mammograms, vaccines, x-rays, etc.)
  • Vision (glasses, contacts, LASIK surgery, eye exams, etc.)
  • Cosmetic (liposuction, breast enhancement, Botox, face lift, etc.)
  • Weight loss (dieticians, nutritionists, etc.)
  • Chiropractic (back and neck pain, arthritis, soreness, sports injuries, etc.)
  •  General well-being (acupuncture, hearing aids, physical therapy, massages, etc.)

 

PriceDoc.com makes it easy to match patients and doctors by:

  • Locating and reviewing providers in your area
  • Optimizing office scheduling and management
  • Comparing cost for office visits and procedures
  • Finding competitive pricing for best case healthcare

 

Within the web site you can “Make Offer” and “Name Your Price”, which allows consumers to negotiate with providers the cost of their procedures. 

For more information visit PriceDoc.

Save Money on Prescription Medications with BidRx.com

November 7, 2011 | Save Money | 1 Comment

If you want to save money on your prescription medications then you must consider BidRx.com.   BidRx will save you money (up to 50%) on any drug by having pharmacies and pharmaceutical companies from across the country bid on gaining your business.  If you need your prescription immediately, you can search for locations close to your home.

I searched for one drug on BidRx and found pharmacies selling the same drug at ½ the price with free shipping compared to my local Walmart Pharmacy.

BidRx only allows reputable U.S. pharmacies to participate in their program. Signing up to BidRx is simple and free.  The website is extremely easy to use.  For more information visit BidRx.com.  

7 Ways to Save Money Using Comparison Websites

October 18, 2010 | Guest Post | Save Money | No Comments

On today’s tight budgets and busy schedules, many consumers are turning to comparison websites to help them stretch their dollar and find the products and services they are looking for at the best possible prices. Nearly anything that can be purchased can be researched on a comparison website. Below are just a few of the many hundreds of ways that using comparison websites can help you save money and obtain the best possible results from your purchase activities.

1. Purchase a computer at a great price

Comparing computer prices online is easy and fast. Many great websites offer the ability to “build” the type of computer that you want and then conduct a search to find the lowest priced computer that meets your needs and expectations.

2. Find a mortgage or home refinance loan that saves you hundreds each month

Shopping for a home loan or mortgage refinance loan? Using comparison websites that specialize in providing this service is a must if you want to find the best interest rates, the lowest overall borrowing process and the most effective customer services. Smart consumers no longer rely on their hometown bank as their sole source of financing their home mortgage needs. Using a mortgage comparison website is the most effective way to find the absolute best mortgage products.

3. Find lower cost insurance

No matter which type of insurance you seek, whether it be life, property, auto, health or another type of insurance, using a comparison website ensures that you, the consumer, will be able to find the best products for your money. Comparison websites that specialize in insurance provide you with the ability to research identical insurance coverages from several companies at one time and visually line up their price quotes next to each other on the screen so you can most easily see which company will provide you with the lowest cost product.

4. Purchase the car of your dreams at the best price

Some of the most advanced online comparison websites serve the automotive buying market. As with other types of comparison websites, these websites offer you the opportunity to ensure that you will get the lowest possible purchase price for your dream car. These websites find sales locations that have the exact vehicle you are looking for and present you with the type of information that you need to make the best purchase possible.

5. Find great travel deals

You need only look as far as one or more of the many great travel deal comparison websites to ensure that you not only get the vacation your are looking for, but that you get it at the best available prices. No matter the size or length of your trip, the location or the level of expense you are looking to incur, using a travel comparison website makes the process much easier. These types of comparison websites also provide you comparative pricing and amenity offers from multiple providers, again ensuring that you, the consumer, get a great deal for your travel dollar.

6. Purchase your home needs at the lowest possible prices

Just about any household item, be it an appliance, a furniture item, or anything else, can be compared online. Comparison websites can show you everything you need to know to make and informed purchase and to do so at a great price.

7. Find a local service provider and get the best value for your money

There are many types of comparison websites that make it easy and efficient to find a local service provider at the lowest cost. Depending on the type of service you need, it is a great idea to utilize a comparison shopping website in order to give yourself several options for having your need met, and to make sure you are able to do it at the lowest cost available. These are just a few of the ways that using comparison websites can help you save money. Not only will comparison websites provide you with great cost savings information, in many cases they will also save tons of your valuable time as you are able to make your purchase in minutes online rather than driving all over town to do the comparison shopping yourself. No matter what you are looking for, the chances that you will find it at the best possible price are greatly increased by using comparison shopping websites.

Contributed by CreditCardCompare.com.au, a leading Australian credit cards comparison website that compares the best balance transfer offers.

Save Money by Joining Savings Club at Billy.com

August 20, 2010 | Save Money | No Comments

If you are looking to save money you may want to checkout Billy.com.  Billy.com offers members exclusive deals and sales when they become available.  To get the deals and sales, you simply register at the site to join their savings club.

Billy.com also offers a wealth of advice on how to save money on bills we all have to pay, which includes:

  • How to Save on Heating Bills
  • How to Save on Cooling Bills
  • How to Save on Phone Bills
  • How to Save on Car Insurance
  • How to Find Affordable Life Insurance
  • Five Easy Ways to Save on Grocery Bills
  • Nine Ways to Save on Cell Phone Bill
  • Ten Ways to Save on Clothes (and Still Look Great)
  • Eleven Ways to Save Money on Entertainment
  • How to Increase Your Fuel Efficiency Without Buying a New Car


The site also offers financial calculators which includes Mortgage and Loan, PayScale Salary and Cash back or low interest.

There is also a blog that is updated frequently with advice on how to save money.

For more information visit Billy.com.

Save Money Watching Movies via the Web with the Roku Box

August 8, 2010 | My Ramblings | Save Money | No Comments

I recently read an article about saving money by watching movies/TV via the Internet.  I decided to look further into this.  

After a little research I decided to purchase the Roku HD-XR box.  This small simple device allows you to connect your TV and high-speed Internet to access video content via the Internet.  You control the unit via a remote control.

Roku offers 3 different models (Roku SD ($70), Roku HD ($90), and Roku HD-SR ($120).  I decide to purchase the Roku HD-SR because I have a HD TV and I wanted to connect to my router wirelessly.  The other 2 models do not include wireless connection to your router.  Connecting the device is extremely easy.  I just plugged the power in and plugged the HDMI cord into the Roku box and TV.

Roku claims you can setup the unit in 5 minutes.  This took me longer because I couldn’t get the unit to connect to my router.  It took me a few minutes to figure it out, but once I got it working, I was very impressed.  For one I was surprised that the videos streamed with no hesitation (or buffering).  When starting a video it does take several seconds to load, but once the video starts to run, there is absolutely no hesitation.

I currently have AT&T FastAccess DSL Xtreme service which claims download speeds up to 3 Mbps.  However, download speed in reality averages about low 2+ Mbps. This seems to be fast enough to watch HD videos with no hesitations.  When I watch HD videos on my laptop, sometimes there is hesitation (buffering) but with the Roku box, there is none which was surprising.

When initially viewing a video on the Roku it will state video quality from 1 to 4.  Most of the time my video quality is 4, sometimes 3 but rarely 2.  A video quality of 2 or 1 isn’t good.  One occasion when video quality was 2 I unplugged the router and modem to reset the connection and video quality jumped to a 4.

As far as HD is concerned, HD is only for 720p.  There are no 1080p HD videos available it seems.  So if you have a 1080p HD TV, watching 720p HD videos will not be as sharp.

I also decided to try Netflix free 2 week offer which includes watching videos via the Roku box. For $9 per month, I think this is a great deal.  You have access to many movies online and DVDs by mail.  The newer movies are still by mail, but there are quit a few movies/TV shows available online.  Again I was impressed with the video quality and streaming with Netflix.

Purchasing the Roku Box included a $10 credit from Amazon Video on Demand (AVOD).  However, when I tried watching HD movies on AVOD it kept telling me I wasn’t setup to watch HD movies because my speeds was too slow.  However, the movies streamed well and the video quality was acceptable.  I’m not certain if HD videos from AVOD come in 1080p but if you don’t have fast enough speed it drops to 720p.

The Roku box also allows you to access numerous channels if you don’t sign up for Netflix or AVOD.  

So in conclusion, I highly recommend the Roku boxes and Netflix service to watch videos and movies via the Internet.  This can save you tons of money my reducing or eliminating your cable/satellite service.

Roku is currently offering 10% off their players

Save Money with Groupon Daily Deals

July 29, 2010 | Save Money | Videos | No Comments

Groupon is a service that provides daily deals that save customers money. Every day they feature a new deal at deeply discounted prices.  However, you will only get the deal if enough people take the offer.  See the video below for a detailed description of how the service works.