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	<title>Money Cake &#187; Loans</title>
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	<link>http://money-cake.com</link>
	<description>Helping people to improve their personal finance</description>
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		<title>Lending Club vs. Prosper &#8211; The Top 2 Social Lenders</title>
		<link>http://money-cake.com/2011/10/lending-club-vs-prosper-the-top-2-social-lenders/</link>
		<comments>http://money-cake.com/2011/10/lending-club-vs-prosper-the-top-2-social-lenders/#comments</comments>
		<pubDate>Wed, 05 Oct 2011 00:15:06 +0000</pubDate>
		<dc:creator>P. Birmingham</dc:creator>
				<category><![CDATA[Investing]]></category>
		<category><![CDATA[Loans]]></category>

		<guid isPermaLink="false">http://money-cake.com/?p=3878</guid>
		<description><![CDATA[The two biggest players in Social Lending (also known as Peer-to-Peer Lending) are Lending Club and Prosper.&#160; If you are seeking to invest in Social Lending, you may wonder what the differences are with both companies. But first if you are not familiar with Social Lending, Social Lending are online communities connecting people so they [...]]]></description>
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		<slash:comments>2</slash:comments>
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		<title>The 10 Best Jobs for College Students to Reduce Debt</title>
		<link>http://money-cake.com/2010/10/the-10-best-jobs-for-college-students-to-reduce-debt/</link>
		<comments>http://money-cake.com/2010/10/the-10-best-jobs-for-college-students-to-reduce-debt/#comments</comments>
		<pubDate>Thu, 14 Oct 2010 01:22:43 +0000</pubDate>
		<dc:creator>P. Birmingham</dc:creator>
				<category><![CDATA[Financial Tips]]></category>
		<category><![CDATA[Guest Post]]></category>
		<category><![CDATA[Loans]]></category>

		<guid isPermaLink="false">http://money-cake.com/?p=3660</guid>
		<description><![CDATA[With tuition, books, room and board, transportation, and all the rest, the costs can really add up. Having a job during this time can help you cover some, if not all of these costs, and hopefully keep debt to a minimum. Here are some options for jobs that are often well suited to students and [...]]]></description>
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		<title>What is Social Lending?</title>
		<link>http://money-cake.com/2010/01/what-is-social-lending/</link>
		<comments>http://money-cake.com/2010/01/what-is-social-lending/#comments</comments>
		<pubDate>Mon, 18 Jan 2010 02:38:45 +0000</pubDate>
		<dc:creator>P. Birmingham</dc:creator>
				<category><![CDATA[Loans]]></category>

		<guid isPermaLink="false">http://money-cake.com/?p=3124</guid>
		<description><![CDATA[Social Lending (also known as Peer-to-Peer Lending) are online communities connecting people so they can loan and borrow money from each other thus eliminating the middle man, the bank.&#160; Because the bank is eliminated, lenders and borrowers can lend and borrow money at better interest rates for both parties with extremely low fees.&#160; The current [...]]]></description>
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		<slash:comments>1</slash:comments>
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		<title>Lending Club Offering Low Interest Car Loans</title>
		<link>http://money-cake.com/2009/11/lending-club-offering-low-interest-car-loans/</link>
		<comments>http://money-cake.com/2009/11/lending-club-offering-low-interest-car-loans/#comments</comments>
		<pubDate>Mon, 16 Nov 2009 23:40:29 +0000</pubDate>
		<dc:creator>P. Birmingham</dc:creator>
				<category><![CDATA[Loans]]></category>

		<guid isPermaLink="false">http://money-cake.com/?p=3004</guid>
		<description><![CDATA[Lending Club is offering very low interest rate for car loans.&#160; Rates are starting as low as 7.89%. Lending Club allows you to borrow from $1,000 to $25,000 as an unsecured loan that can be used for any purpose such as debt consolidation loans, housing and home improvement loans, auto loans, home and small business [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Facts About FHA Loans</title>
		<link>http://money-cake.com/2009/10/facts-about-fha-loans/</link>
		<comments>http://money-cake.com/2009/10/facts-about-fha-loans/#comments</comments>
		<pubDate>Mon, 12 Oct 2009 15:09:52 +0000</pubDate>
		<dc:creator>P. Birmingham</dc:creator>
				<category><![CDATA[Loans]]></category>

		<guid isPermaLink="false">http://money-cake.com/?p=2862</guid>
		<description><![CDATA[Back in the days of no-money-down lending most people bypassed using a government-insured Federal Housing Authority (FHA) loan, which allows borrowers to purchase a home for as little as 3.5% down payment. &#160; With today’s real estate market, FHAs are the only alternative for buyers who cannot afford the minimum down payment of 10% that [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>How to Get the Lowest Interest Rates</title>
		<link>http://money-cake.com/2009/09/how-to-get-the-lowest-interest-rates/</link>
		<comments>http://money-cake.com/2009/09/how-to-get-the-lowest-interest-rates/#comments</comments>
		<pubDate>Tue, 15 Sep 2009 13:33:23 +0000</pubDate>
		<dc:creator>P. Birmingham</dc:creator>
				<category><![CDATA[Loans]]></category>

		<guid isPermaLink="false">http://money-cake.com/?p=2577</guid>
		<description><![CDATA[In today’s tough financial world lenders are way more cautious in lending money.&#160; To get the best rate when applying for a loan you must show that you are a low risk. The best proof is your FICO score.&#160; The higher your FICO score the lower your interest rate.&#160; Your FICO score is the number [...]]]></description>
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		<title>Consolidate Your Student Federal Loans Now</title>
		<link>http://money-cake.com/2009/08/consolidate-your-student-federal-loans-now/</link>
		<comments>http://money-cake.com/2009/08/consolidate-your-student-federal-loans-now/#comments</comments>
		<pubDate>Fri, 07 Aug 2009 22:23:16 +0000</pubDate>
		<dc:creator>P. Birmingham</dc:creator>
				<category><![CDATA[Loans]]></category>

		<guid isPermaLink="false">http://money-cake.com/?p=2396</guid>
		<description><![CDATA[If you are a former student with federal student loans (Stafford and PLUS loans originating before July 1, 2006), now is the perfect time to consolidate your loans. Consolidating your loans will enable you to lock in the current low rates potentially saving your thousands of dollars in interest payments.&#160; This may be your last [...]]]></description>
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