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	<title>Money Cake &#187; Credit Cards</title>
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	<link>http://money-cake.com</link>
	<description>Helping people to improve their personal finance</description>
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		<title>Citibank Offering $50 with Back-to-School Promotion</title>
		<link>http://money-cake.com/2010/07/citibank-offering-50-with-back-to-school-promotion/</link>
		<comments>http://money-cake.com/2010/07/citibank-offering-50-with-back-to-school-promotion/#comments</comments>
		<pubDate>Mon, 19 Jul 2010 20:17:25 +0000</pubDate>
		<dc:creator>P. Birmingham</dc:creator>
				<category><![CDATA[Credit Cards]]></category>

		<guid isPermaLink="false">http://money-cake.com/?p=3561</guid>
		<description><![CDATA[Citibank is currently offering a $50 credit with their “back-to-school” promotion (ends 9/30/10) for College Students.&#160; Customers receive the $50 credit in addition to standard card features for the Citi Dividend Platinum Select Card, the Citi Forward Card, and the Citi mtvU Platinum Select Card. The Citi mtvU and Citi Forward cards offers 5x rewards [...]]]></description>
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		<title>Tips for Using Credit Cards to Protect Yourself</title>
		<link>http://money-cake.com/2010/06/tips-for-using-credit-cards-to-protect-yourself/</link>
		<comments>http://money-cake.com/2010/06/tips-for-using-credit-cards-to-protect-yourself/#comments</comments>
		<pubDate>Thu, 01 Jul 2010 01:56:44 +0000</pubDate>
		<dc:creator>P. Birmingham</dc:creator>
				<category><![CDATA[Credit Cards]]></category>

		<guid isPermaLink="false">http://money-cake.com/?p=3531</guid>
		<description><![CDATA[Credit cards are easy to abuse, but if used correctly, you can use them to your advantage.&#160; I try to use my credit card for everything possible for cashback and rewards.&#160; Over the years I&#8217;ve received thousands of dollars in cashback and free airline tickets.&#160; I never worry about the interest rate, because I always [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>When to Use a Credit Card Vs. Debit Card</title>
		<link>http://money-cake.com/2010/06/when-to-use-a-credit-card-vs-debit-card/</link>
		<comments>http://money-cake.com/2010/06/when-to-use-a-credit-card-vs-debit-card/#comments</comments>
		<pubDate>Mon, 07 Jun 2010 15:19:39 +0000</pubDate>
		<dc:creator>P. Birmingham</dc:creator>
				<category><![CDATA[Credit Cards]]></category>

		<guid isPermaLink="false">http://money-cake.com/?p=3516</guid>
		<description><![CDATA[Debit cards have taken over credit cards.&#160; So when should you use your credit card vs. your debit card.&#160; Like most things in life, it depends. When to Use a Credit Card You want to use a credit card when making big ticket purchases such as a HD TV or computer, especially if you are [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Betterment.com Wants to Replace Your Saving Account</title>
		<link>http://money-cake.com/2010/06/betterment-com-wants-to-replace-your-saving-account/</link>
		<comments>http://money-cake.com/2010/06/betterment-com-wants-to-replace-your-saving-account/#comments</comments>
		<pubDate>Sat, 05 Jun 2010 18:14:39 +0000</pubDate>
		<dc:creator>P. Birmingham</dc:creator>
				<category><![CDATA[Credit Cards]]></category>

		<guid isPermaLink="false">http://money-cake.com/?p=3512</guid>
		<description><![CDATA[Betterment.com (a new startup) wants to replace your bank’s saving account, which pays almost nothing; to an investment account that promises to pays more. &#160; Savings accounts are simple and low risk with low interest rates.&#160; Investment account may promise higher returns, however, they can often be complex and confusing.&#160; Betterment has created a new [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Save Money with Peer-to-Peer Personal Loans</title>
		<link>http://money-cake.com/2010/05/save-money-with-peer-to-peer-personal-loans/</link>
		<comments>http://money-cake.com/2010/05/save-money-with-peer-to-peer-personal-loans/#comments</comments>
		<pubDate>Tue, 18 May 2010 16:55:04 +0000</pubDate>
		<dc:creator>P. Birmingham</dc:creator>
				<category><![CDATA[Credit Cards]]></category>

		<guid isPermaLink="false">http://money-cake.com/?p=3481</guid>
		<description><![CDATA[Below is a video of a recent news report from ABC KABC-TV in Los Angeles, CA, featuring a Lending Club borrower who took a personal loan to pay off her credit card debt which saved her money in the process. The news report also featured a Lending Club investor who built a diversified portfolio, lending [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Credit Card Profiling (Behavioral Modeling)</title>
		<link>http://money-cake.com/2010/04/credit-card-profiling-behavioral-modeling/</link>
		<comments>http://money-cake.com/2010/04/credit-card-profiling-behavioral-modeling/#comments</comments>
		<pubDate>Tue, 20 Apr 2010 21:28:42 +0000</pubDate>
		<dc:creator>P. Birmingham</dc:creator>
				<category><![CDATA[Credit Cards]]></category>

		<guid isPermaLink="false">http://money-cake.com/?p=3388</guid>
		<description><![CDATA[Do you know your credit card company profile’s you to determine your future credit risk based on your current spending habits?&#160; They called it behavioral modeling.&#160; Using complicated formulas credit card insurers track and study your purchases to determine your credit risk and credit limits. Purchases that can lower your credit score include: Bar tabs [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Chase Sapphire Credit Card Offering $100 in Rewards</title>
		<link>http://money-cake.com/2010/04/chase-sapphire-credit-card-offering-100-in-rewards/</link>
		<comments>http://money-cake.com/2010/04/chase-sapphire-credit-card-offering-100-in-rewards/#comments</comments>
		<pubDate>Wed, 07 Apr 2010 15:52:27 +0000</pubDate>
		<dc:creator>P. Birmingham</dc:creator>
				<category><![CDATA[Credit Cards]]></category>

		<guid isPermaLink="false">http://money-cake.com/?p=3353</guid>
		<description><![CDATA[Chase is offer 10,000 bonus points for getting the Chase Sapphire credit card.&#160; The 10,000 bonus points equates to $100 in rewards.&#160; The card comes with no annual fee with unrestricted rewards.&#160; You can use the rewards for any airlines, hotels, rental cars, cruises and numerous gifts.&#160; Best of all, your rewards never expire. You [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Mango Free Prepaid MasterCard &#8211; A Very Good Deal!</title>
		<link>http://money-cake.com/2010/03/mango-free-prepaid-mastercard-a-very-good-deal/</link>
		<comments>http://money-cake.com/2010/03/mango-free-prepaid-mastercard-a-very-good-deal/#comments</comments>
		<pubDate>Mon, 08 Mar 2010 20:52:36 +0000</pubDate>
		<dc:creator>P. Birmingham</dc:creator>
				<category><![CDATA[Credit Cards]]></category>

		<guid isPermaLink="false">http://money-cake.com/?p=3235</guid>
		<description><![CDATA[If you are looking for a very good prepaid debit card you should consider the Mango card.&#160;&#160; Mango is a free prepaid MasterCard with $0 activation fee.&#160; You can send money, check your balance or view transactions on your mobile or online.&#160; Loading the card is easy.&#160; You can load the card with your paycheck, [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Personal Finance Tools Offered by Credit Card Companies</title>
		<link>http://money-cake.com/2009/11/personal-finance-tools-offered-by-credit-card-companies/</link>
		<comments>http://money-cake.com/2009/11/personal-finance-tools-offered-by-credit-card-companies/#comments</comments>
		<pubDate>Thu, 05 Nov 2009 17:54:17 +0000</pubDate>
		<dc:creator>P. Birmingham</dc:creator>
				<category><![CDATA[Credit Cards]]></category>

		<guid isPermaLink="false">http://money-cake.com/?p=2971</guid>
		<description><![CDATA[There are many financial tools on the Internet.&#160; However, many major credit card companies offer financial management tools even if you are not a customer.&#160; Some of the sites listed below are open to anyone: Chase Blueprint is a personal finance tool tied to select Chase cards that allows customers to determine how they want [...]]]></description>
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		<slash:comments>1</slash:comments>
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		<title>CapitalOne Offering 0% APR on Transfers Until Sept. 2010</title>
		<link>http://money-cake.com/2009/09/capitalone-offering-0-apr-on-transfers-until-sept-2010/</link>
		<comments>http://money-cake.com/2009/09/capitalone-offering-0-apr-on-transfers-until-sept-2010/#comments</comments>
		<pubDate>Wed, 23 Sep 2009 19:52:30 +0000</pubDate>
		<dc:creator>P. Birmingham</dc:creator>
				<category><![CDATA[Credit Cards]]></category>

		<guid isPermaLink="false">http://money-cake.com/?p=2627</guid>
		<description><![CDATA[If you have excellent credit and carry a balance on your credit card, you may want to consider getting the Capital One Platinum Prestige Credit Card. &#160; The card offers 0% APR on transfers until September 2010 and 0% APR on purchases until September 2010 with no annual fee.&#160; Transfers are processed in as little [...]]]></description>
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		<slash:comments>1</slash:comments>
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