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Bank of Sierra Offering 4.51% APY for Checking Account

July 14, 2009 | Bank Rates | No Comments

Bank of the Sierra is currently offering a 4.51% APY on balances up to $25,000 and 1.01% APY of balances above $25,000 for a Sierra Reward Checking account.  However, there are monthly qualifications that if not met, you will only earn 0.12% APY.  

The monthly qualifications required are a minimum of 12 Sierra Check Card purchases per month, minimum 1 direct deposit or automatic payment from your account each month, make at least one bill payment online, must receive eStatements and your account must be opened online.

The following are features of the account:

  • Earn 4.51% APY on balances up to $25,000
  • Earn 1.01% APY on balances above $25,000
  • If monthly qualifications are not met, you still earn .12% APY
  • Reimburses up to $25.00 in ATM fees nationwide per statement cycle
  • Free eStatement every month
  • Free Sierra Bill Pay
  • Free Sierra Check Card
  • No monthly service charge
  • Overdraft protection available with a savings account or apply for a line or credit.
  • Only $50 to open


For more information visit

Capital One Paying $50 to Open Savings Account

April 19, 2009 | Bank Rates | No Comments


Capital One Direct Banking is offering a $50 to open a new online saving account if you have $10,000 or more in your account on 5/29/09. 

With the account you get the following:

  • 2.01% Annual Percentage Yield (APY) on balances of $10,000 or more
  • Easy online transfers
  • No Fees
  • FDIC insured ($250,000)


When you apply be sure to use the offer code: get50cash.  The offer is not for existing customers.  The $50 will be credited to your account 4-8 weeks after 5/29/09.

To apply visit

Malvern Federal Savings Bank Paying 5.01% APY

March 25, 2009 | Bank Rates | No Comments

Malvern Federal Savings Bank – Rewards Plus Checking is paying 5.01% APY on balances up to $35,000, 1.01% APY on balances over $35,000 or 0.20% APY on non-qualifying balances (if you do not meet all the reward requirements). 

There are no monthly service fees and ATM fees worldwide are automatically refunded at the end of each statement cycle.

The requirements to qualify for the rewards each month are as follows:

  • Make 10 Visa check card transactions per statement cycle (transactions must be posted (not pending) and excludes ATM transactions.
  • Receive one Direct Deposit or authorize one ACH Auto Debit.
  • Access online banking at least once per month.


If you don’t meet the requirements listed above, your checking is still free and you can try to earn the rewards next month.  Interest will be paid at the base rate of 0.20% APY on your balance.

The requirements to open an account are a minimum deposit of $200, enroll in online banking with Bill Pay and provide a valid email address.

The interest rates on the Rewards Plus Checking account can change at any time by Malvern Federal Savings Bank’s discretion.

For more information visit

Find the Best CDs & High-Yield Savings with MoneyAisle

March 19, 2009 | Bank Rates | No Comments

If you are in the market for the highest bank CDs or a high-yield savings account, consider using MoneyAisle

MoneyAisle is an online auction marketplace where consumers find the best rates on bank CDs and high-yield savings accounts for free. The concept is quite simple: have banks actively bid against each other in live auctions for each individual consumer request making the customer win.

MoneyAisle’s has a safe, transparent auction, providing consumers with free access to great deals in real time with instantaneous results; you are offered the best rate available on their platform in just a couple of minutes.

All MoneyAisle participating banks are FDIC insured (currently $250K) and are further pre-screened through an independent bank rating agency, to provide consumers with additional peace of mind

MoneyAisle eliminates the buyer’s burden of time-consuming comparison shopping by providing free, live, on-demand auctions, 24/7. In addition, MoneyAisle does not accept any advertising, which keeps them completely independent of any outside advertiser influence.

For more information visit

MoneyAisle in the News

Find CDs High-Yield Savings with MoneyAisle Paying 3.10% to 5.25% APY

March 14, 2009 | Bank Rates | No Comments

Online banks definitely have the highest interest rates today.  One online bank with a very unique name that has some of the highest returns is ““. The company claims to have a good laugh, but taking care of your banking needs is no laughing matter. offers high interest, no minimum balance, no monthly maintenance fee and many other free services.

Redneck Bank is the Internet Banking Division of Bank of the Wichitas, a well-respected “country” bank established in 1913, and is insured by the FDIC, like all legitimate banks!

Right now is offering 5.25%APY under $10,000 on Rewards Checking and 3.10%APY under $35,000 for Mega Money Market Account. 

Below is a screenshot of comparisons of the Redneck Bank checking accounts:


For more information visit

Related Article: Earn More Money with Internet Banks

SmartyPig Paying 3.25% for a Savings Account

March 2, 2009 | Bank Rates | No Comments

SmartyPig is currently paying one of the highest interest rate for a savings account that I’ve seen.  The current interest rate is 3.25%.  Opening a with SmartyPig is free and is FDIC insured.

SmartyPig is for people who want to save for specific goals. Whether it’s a family vacation, the latest electronic gadget, a wedding or a down payment on a house, SmartyPig’s unique system can help you get there. Just tell SmartyPig what you’re saving for, how much you want to save and when you want to reach your goal, and SmartyPig will suggest an automatic monthly deposit you’ll make from your existing checking or saving account until you reach your goal.

SmartyPig functions as a social network where, if you make your goal public, friends and family can provide financial support. You can also add your personalized SmartyPig widget to your Facebook or MySpace page, blog or Website.  Not to mention, you can start your own SmartyPig Friends Network.

For more information visit

Dollar Savings Direct Paying 2.65% APY for Savings Account

February 25, 2009 | Bank Rates | No Comments

Dollar Savings Direct, a division of Emigrant Bank, is offering a 2.65% APY to open a savings account. This is definitely one of the highest rates being

offered in the U.S. Below are the following highlights:

  • You can open an account online
  • There are no fees
  • There is a $1,000 account balance minimum
  • Link your checking account to your current checking account
  • Access your account 24/7 at
  • FDIC Insured


To find out more visit