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Two American Express Cards I Use and Recommend

June 19, 2011 | Credit Cards | My Ramblings | No Comments

I’m one of those people who love to use credit cards.  Not for the convenience or the credit, but for the cash back.  In the over 20 years of using credit cards, I’ve only intentionally paid a finance fee once and I was very upset at myself for doing so.  I thought it was a complete waste of money and swore to myself it would never happen again.

I have several credit cards but the 2 I use the most are the Plum Card® from American Express OPEN and Blue Cash EverydaySM Card from American Express.

The Plum Card® from American Express OPEN

I currently use the American Express Plum Card® that pays 1.5% discount if you pay your balance in 10 days at the end of your billing cycle. Fortunately, I get 2% because I’ve been grandfathered at the old rate. With the Plum Card® you have the option to pay 10% of your balance and take up to 2 months to pay off the remaining balance, interest free which I’ve never used.  Again my goal is to get American Express to pay me.  The card has a $185 annual fee (free the first year) but it’s worth it if you will use the card frequently.  Last year I made $2,462.64 in cash back with the Plum Card® with purchases made for business and personal expenses.

To recap, the Plum Card® from American Express OPEN Features:

  • The Everything, Everywhere Trade Terms Card(SM) from American Express OPEN
  • Pay in full within ten days, get a 1.5% discount
  • OR pay as little as 10% and take up to 2 months to pay off the balance, interest free
  • $0 introductory annual fee for the first year, then $185
  • A powerful cash flow management tool
  • Terms and restrictions apply.
Blue Cash EverydaySM Card from American Express
Another card I recently signed up for is the Blue Cash EverydaySM Card from American Express Card because it pays 3% cash back at supermarkets, 2% cash back at gas stations and department stores, and 1% cash back on all other purchases.  I use it primarily at supermarkets and gas stations instead of the Plum Card.  This card has no annual fee and no spend minimum.To recap, Blue Cash EverydaySM Card from American Express Features:
 
  • Earn $100 cash back after spending $1,000 in eligible purchases in the first 3 months of Cardmembership
  • 0% intro APR on purchases for 12 months, flexibility to pay over time
  • Get 3% cash back at supermarkets, 2% cash back at gas stations and department stores, and 1% cash back on all other purchases
  • NO spend minimum, NO enrollment, and NO rotating rewards categories
  • Get a $25 Referral Bonus for each friend or family member who is approved for the Card
  • No annual fee, flexibility to pay over time
  • Terms and restrictions apply.

 

Disclaimer: This content is not provided or commissioned by American Express. Opinions expressed here are author’s alone, not those of American Express, and have not been reviewed, approved or otherwise endorsed by American Express. This site may be compensated through American Express Affiliate Program.

 

 

 

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