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Send Legally Binding Documents Online for Signatures

June 17, 2011 | Financial Tips | 1 Comment

If you need to send documents for signatures forget the old school method of sending by mail.  You need to get with new school and consider sending documents online for signatures.  You can do this within minutes, with basically 3 simple steps using  The process is as easy as sending an email.

Step 1:
Choose Document: Upload a PDF or Word file, select a Google Doc, or choose a document from your favorite web application (like FreshBooks).

Step 2:
Specify Recipients: Enter the name and email of each signer on the document. You may add cc’s as well.

Step 3:
Type Subject and Send: Describe the subject of the document, enter an optional message to your recipients, and click send.

When your recipients receive their email, they can quickly and easily review the document for signature.  Each party can sign the document online in seconds creating a legally binding agreement.  The signed document will look exactly like it was signed with pen and paper.  All the signers and cc’s immediately receive a copy.

Upon execution, each document is locked with a secure algorithm to provide a tamper-proof, defensible legal record.

RightSignature is an independent, unbiased third party managing the signature process. This gives your transaction the highest level of audit and verification capability, as well as ironclad defensibility.

All your documents are securely archived (stored) at RightSignature ensuring that you will never have to worry about misplacing a signed document.  If you have a lot of documents, you can easily search your archive by signer name, email address, subject, file name, form field text or tag. is offering a no obligation free trial of their service which requires no credit card.

To try it out visit

May 7, 2010 | Education | Financial Tips | Edit | No Comments

A good measure to determine if your debt is getting out of control is determining what your debt-to-income (DTI) ratio is.  If your DTI ratio is close to or higher than 36% then you should be working to reduce it.  Lenders use DTI to determine if a potential customer can afford to take on extra debt.  The preferred maximum DTI varies among lenders, however, 36% is often used as the maximum.

So how do you determine your debt-to-income ratio?  You first have to determine what your monthly payments are to service your debt.  For example, let’s assume your monthly debt is as follows:

Car loan = $300
Mortgage = $1,100
Credit cards = $500
Other debts = $400





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One Comment to “Send Legally Binding Documents Online for Signatures”

  1. DJ
    11:01 am on August 11th, 2011

    I tried and I must say it’s extremely easy to use! Thank goodness for technology!

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