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Royal Banks of Missouri Offering 4.30% APY

October 5, 2009 | Bank Rates | No Comments

Royal Banks of Missouri is offering 4.30% Annual Percentage Yield (APY) earned on daily collected balances up to $24,999.  Of course there is a catch.

You will have to complete 10 Point of Sale Debit Card Transactions, 1 Direct Deposit and/or ACH Debit/Credit and receive your statements via e-mail each statement cycle.  There is a $100.00 minimum to open an account; however, there is no minimum balance once opened and no monthly service fee.

If you meet the stated requirements each statement cycle, you will be refunded up to $25.00 in Foreign ATM service charges at the end of the current statement cycle.  If you fail to meet the above requirements, all Foreign ATM fees incurred will not be refunded.

The 4.30% APY will be paid on balances up to $24,999.  For balances over $25,000, a rate of 1.40% APY will be applied to the portion of the balance that exceeds $25,000.  In addition, if you fail to meet the above requirements, the interest rate will drop to .15% APY for the current statement cycle.

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